Tag: debt

Nov 28

How Do I Get Christmas Peace? Simple Ways To Find Peace At Christmas

What does Christmas Peace mean to you?


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Your Christmas peace can be like these mountains!


Some get excited about buying gifts and hope that they will receive back something nice.
Others are too busy for Christmas at all. It’s in the way of making money and working!

To some, it’s a time to reflect on the love that Jesus represents.
Lastly, still others plan out the month in order to get through it without getting in the way of their regular schedule.

Christmas peace is way more powerful and different than the standard ideas!

This podcast shares top solutions you can trust!  Here’s help to feel better!

Christmas in my opinion is way more and different than your standard ideas! I believe in forming our own opinions and living out Christmas the way I feel is best!

Yes, I’ll cook, clean and bake but I’ll also do what I share on this podcast!

christmas peace

Start your new year with Christmas peace

Give yourself a present for Christmas peace

Spend some times coming up with word affirmations or statements that help you in the coming year! What does the child in you want for peace this Christmas?

I am in the midst of writing my list!
What’s on yours today?

For peace sake,
Caryn Elizabeth

PS. Eliminate fear of business failure here.

Christmas peace begins with an open mind and desire to love, live and have a chief aim!


Permanent link to this article: http://carynelizabeth.com/blog/how-do-i-get-christmas-peace-simple-ways-to-find-peace-at-christmas/

Dec 29

Get Rich – How To Get Rich Without Anxiety!

Goal Set By Affirming Your Way to Riches Using This Easy Formula

So you are in debt up to your eye balls. You lost your JOB and you need to do something to make ends meet! You’ve played the lottery and discovered it’s a waste of money. You bought into get rich quick schemes and lost your shirt. You gave your last dime to a family member and they never paid you back. You save and save but there’s too much day at the end of your dollar.

Is there a way to actually get rich in a natural easy way? In this article you will find the way to do just that. Follow this formula and you could be rich in way less time than without it.

Achieving riches comes by writing precise action steps. Setting a goal to make “a lot” of money is too vague. Your mind will take action creating solutions when you give it precise information. This list will give you a start.  Begin your journey to get rich by reading these affirmations daily.

1.       I know what I want

2.       I desire to be rich.

3.       I desire money daily.

4.       Money is attracted to me.

5.       I desire to have money to pay ________________ (place your specific $) each month for my____________(each bill).

6.       I expect to be justly compensated for taking risks and actualizing my money making ideas.

7.       I am a winner.

8.       I continue to advance in the face of every obstacle.

9.       I am not easily discouraged by occasional roadblocks.

10.   I am not defeated by obstacles.

11.   To me, an obstacle is merely an opportunity  in disguise.

12.   Some of my most successful money making opportunities started out as obstacles.

13.   I am willing to pay my dues.

14.   I do not expect something for nothing.

15.   I am willing to follow this formula in order to get rich.

16.   I do not get down on myself if I find I am weak in some areas.

17.   I am growing and learning how to be rich.

18.   I have a good reason to be proud of my past accomplishments.

19.    Other peoples’ treatment of me, if negative, will not shake me.

20.    As a winner, if I will think rich, I will get rich.

Read these Affirmations daily until you can memorize them. Success begins with a thought. Thought leads to action. Action promotes belief. Belief produces success. Success makes you rich.

Permanent link to this article: http://carynelizabeth.com/blog/get-rich-how-to-get-rich-without-anxiety/

Oct 11

Credit Card Debt

credit card debt

Every day we hear news of the economic stimulus package debate. We sit back and wonder how this will help us directly. Each one of us has a unique perspective on the stimulus, and all have different needs where, when, and how the stimulus may or may not help you personally.

Many Americans are wondering about a stimulus program to help the average citizen. People today need help with rent and mortgages. Still keeping food in the table has become a challenge with grocery prices soared in the last year.

Previous stimulus packages have sent checks rebate directly to taxpayers. Most of this money paid directly to the people simply sent to creditors to pay the debt. So attempts stimulate the economy before just sending the money in the pockets of banks and credit card companies. The current stimulus plan contains no willingness to send money directly to people, and the stock of debt for most people is growing.

For a person with overwhelming debt, any stimulus received is used to pay that debt. Without government assistance, many people are finding they can create their own personal stimulus package by removing total 100% of their credit card debts and personal loans. Instead of waiting for help, they are taking responsibility for their own financial future. Of course, personal responsibility is what this country was founded on.

Without debt and without payment by credit card monthly, hundreds of dollars a month is saved in capital interest and other charges. For some, this may be thousands of dollars a year in savings. It could also be the difference between comfort and financial bankruptcy.

A program of debt elimination is not applicable to secured debts such as mortgages and car loans. Student loans and medical expenses do not apply. But without credit card payments, the extra money available to help pay other obligations in life.

The elimination program Debt is not for everyone. It is imperative that at some time be set aside to understand how and why the debt can be cleaned. An elimination program is not bankrupt, consolidation, or refinancing your home. Have a basic understanding of the premise of the program will also eliminate any fear that someone is in continuing with this method of debt relief.

A person need not be a lawyer to understand this process. You only need to be open to some unknown information. This is time well spent considering the thousands of dollars of debt that can be eliminated. There is also no cost to obtain this knowledge, this is not information secret, just hard to find. You will not be spoon-fed that knowledge of our main sources of information, such as television, newspapers, coworkers, and our parents.

To take control of your debt, start their own personal economic stimulus plan. And you do not need an act Congress to do so. A little knowledge can set you free.

Billed as The True Debt Advisor ([http://www.TrueDebtAdvisor.com]), Jim Vrana’s mission is to educate and empower people to overcome their financial challenges. The time-tested legal procedures used to eliminate credit card debt have been used by thousands of people with tremendous success. It is truly the alternative to bankruptcy, credit counseling, and debt consolidation. The program is applicable to all major credit cards and unsecured signature loans.


Jim Vrana

True Debt Advisor

(800) 637-1785


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Oct 07

Debt Consolidation

debt consolidation
The credit card companies debt consolidation, anyone know of a good?

I have become overwhelmed with my card debt credit and I am getting phone calls I have missed payments and such. Anyway I am looking for a company credit card consolidation debt that does not screw people, anyone know of any experiences or just know a good thing?

Try http://personal-financial-help.solutionsarticles.com that not so bad (7% for me) and definitely faster. The idea is to find a loan at less interest than it pays now, and fixed interest. Credit cards can have high interest which should not be hard to beat, depending on your credit score. Whoever you go, always check if they belong to the American Bankers Association, or at least http://buyersguide.aba.com https: / / www.bbb.org people over do.

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Oct 03

Debt Consolidation Loans

debt consolidation loans
Debt (consolidation loans, what?)?

I'm relatively young and short trist with my credit that I managed to get in some problems. I have a car loan and credit card balance large. I need to consolidate and if possible get a lower interest rate. I do not own a house and told me that as I have a car loan, so they can not offer that as collaterol. I'm really lost and just need some advice what to do from here. What are my options? What loans are available? What companies that offer consolidation of trust? What I can do? It has taken me months to finally admit they need help and my debt begins to overwhelm me. Please help me!

A consolidation loan debt or loan debt is a way to pay all debts incurred by excessive use of credit cards, overdrafts, personal loans, cards shops, or any other account without paying and allows you to make a single monthly payment. It is a viable alternative to bankruptcy and is a great way to improve your payment history, which leads to a debt free future. The reason for choosing the debt consolidation loan is to pay less interest rate. Pay only one creditor is much convenient. You can pay your creditors on time and avoid that threaten you.

Debt Consolidation – Loans & Credit Card Bill Mortgage Loans Bad Credit : Your Poor Credit Home

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Permanent link to this article: http://carynelizabeth.com/blog/debt-consolidation-loans-3/

Sep 28

Debt Relief

debt relief
What are the pros and cons of using bodies of debt relief to get rid of debt? What makes your credit?

Relief agencies debt to help you get rid of debt fast tell you to stop paying bills and instead are paid. Then use the money they sent to negotiate lower payments to lenders. What are the pros and cons of it and how long will it affect my score credit? The whole experience is extremely welcome!

If you're in trouble trying to contact your creditors, many of them have programs difficulties can be set. Another option is to CCCS, they will contact each of your creditors and submit a proposal which usually lowers your monthly payment and interest rate. I would not go to a debt settlement company or lawyer. I work for a large global bank and make dealing with them. We have sent letters to advise to stop taking our customers, and continuing. They brainwash the client think that will take care of everything. They tell these people to not answer the phone or open their accounts. I know of three international banks will not negotiate with them … Citi, GE Money, and Bank of America. Our company has adopted a new position … If we receive documentation of a settlement company debt, along with a cease and desist referring to our network of attorney to file the paperwork at the local court to deal to obtain a conviction. So …. I would not recommend one of these companies. CCCS or contact your creditors directly is your best bet.

Settle Your Debts with Freedom Debt Relief

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Sep 28

Debt Management

debt management
Who is in charge of plans for debt management?

Who runs the most plans debt management? If run by banks and credit card providers?

No profit companies like CCCS was created by industry and credit cards receive their financial support. Therefore, these companies do not usually tell people to file Chapter 7, it might be in your best interest.

Bill Rancic on Debt Management

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Sep 27

Credit Card Debt Management

credit card debt management
25 years old and $ 18,000 in credit card debt?

I know, I am beyond stupid. How to myself in this much debt was a huge mistake and even worse I have nothing to show for it. But what do you think I do. I can make decent money, have $ 0 in savings and paycheck more or less live in check, because all my payments monhtly. I have to buy a home in the next 2 years or so and want to get rid of a lot of this debt. All my bills are paid on time, but between rent, car payments, utilities, telephone etc. can only do a little more than the minimum payments. Am recommends a management agency or debt consolidation or keep doing what I'm doing. I can transfer balances to 0% APR far as possible, but still I have a few with interest and still owe $ 18,000. I hate this dark cloud hanging over my head! I need help!

Your Best Tool for Reducing Debt If you want to get rid of the huge piles of credit card debt and fees, the first step is finding the right program for debt consolidation credit card debt. It is always a great idea to ask for debt consolidation quotes from several companies offering debt help and choose the one that I think is best for you. When you choose to use a debt consolidation help free you also get the valuable services of professionals who are experts in the credit card offer debt consolidation a good program to become the global debt and financial management free. Credit card debt consolidation program also allows you to pay credit card debt in small monthly payments, comfortable and affordable. You can even have an extension of up to six years to ease their burden financial. You can choose to help the debt management in many fashions. It is not necessary to choose an expensive process. Rather, it can select a plan of debt relief that the costs of a free country, or even light. reunification of loans is also becoming increasingly accepted today as a natural response the high level of debt. If you have developed a spendthrift nature by using their credit cards at the end, you may get trapped in debt and accounts receivable credit that could cause problems that affect multiple including your credit score. This is where a credit card debt consolidation program comes to your rescue. These programs debt elimination are good ways to eliminate credit card sadness. Read more about this at: http://www.credit-card-gallery.com/article/191, Credit_Card_Debt_Consolidation_Program_The_Safest_Way_To_Erase_All_Your_Debts

Debt Management UK Credit Card Debt Management Debt Advice

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Sep 25

Debt Consolidation Uk

debt consolidation uk
If you watch television during the day you could be forgiven for thinking …?

… That all women care about is diets, consolidation loans debt and bingo. Do you think this is an accurate image of modern women in the UK? I turn it off and move on with my essay for college.

Always remember! If you have half mind to watch TV during the day – that's all you need!

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Sep 22

Personal Loans For Debt Consolidation

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There is always a phase in life called unemployment worldwide. The good news is that it is temporary. The bad news is that sometimes takes over the financial situation and thought are ways to fight it. Fight it out? Why fight when you have personal loans for unemployed.

You must have passed through reactions like people telling stories of how bleak your situation and how difficult is to find loans for unemployed. Usually an unemployed is given little realize they can get personal loans. However, this is a stereotype that people are often led to believe. Personal loans for unemployed have the flexibility to stretch and adjust to the obligation of all unemployed.

Personal loans for unemployed are devised, of course, keeping their needs. The lender's main concern is the payment loan unemployed believe you can not choose because it does not work. An unemployed person has visible means or potential repayment will qualify for personal loans. Unemployed personal loans have great rewards, such as low interest rates, special discounts, flexible repayment terms and ability to fit your budget.

Personal loans for unemployed to be secured or unsecured. Secured personal loans for unemployed require security for their approval. There is considerable home equity personal loans for unemployed guaranteed. The home is the most acceptable warranty. However, depending on how alternative loan amount of the guarantee might be acceptable for personal loans for unemployed. Loans no guarantee for the unemployed will be perfect for those who have no apparent assets offered as collateral. Unemployed tenants and landlords can apply for both loans unsecured personal.

personal loan repayment is to be primary for the lender and the loan must be primary for the unemployed as well. Reimbursement of the unemployed personal loans should be planned together with loans of the loan. Unemployed can choose either fixed or flexible monthly payments. Fixed payments unemployed personal loan to suit those who expect a fixed income each month. A flexible monthly payment for the unemployed personal loans benefit those who have suddenly facing unemployment. A flexible monthly payment offer advantages like stand-by facility, overdraft and holiday period. An unemployed can be done without delay the arrears that are marked on your credit report. With personal loans for unemployed credit unions are willing to wait and accept reduced payments for the moment. When the borrower gains employment, credit examine new revenue and adjust the payments so that a loan Staff can be reimbursed. For an unemployed income support, benefits or disability living allowance – is total income.

With secured personal loans for the unemployed who can borrow £ 5,000 – £ 75,000. Unemployed personal loan allows you to take 125% of the value of your home. Loan repayment term can vary between 5-25 years. Unsecured personal loans will be useful for loan amounts from £ 500 – £ 25.000. Each lender will specific variations of the loan amount and terms for the unemployed personal loans. To find unemployed loans personal right, which would to do the research effort and see. There is enough variety available online to help you find a loan. While looking for repayment terms for the unemployed personal loans, checking redemption penalty. If you want or think you can pay the full amount of personal loans before the term of the loan, ask liquidation budget. With the redemption penalty unemployed personal loans will cost a lot. Settle for a lender that offers the freedom to pay the loan without any serious consequences.

Credit unions show understanding for those caught in the unemployment situation. They are always willing to negotiate the return of unemployed personal loans. In addition to offering credit counseling, many credit unions have sponsored job fairs and seminars. You can take your help to find work or to connect to community resources that can help you start your own business.

Loans personal unemployed are in fact the instrument that will take you through unemployment and do normal things again. The good news is that personal loans for unemployed are accessible to the unemployed without much difficulty and delay. The bad news is that, along with personal loans for unemployed no.

Scarlette started on a horse back and had a few falls herself. Therefore, she knows. Financial decisions are to be made after considerable thought and backed by good financial understanding. Her articles might introduce you to financial sense without any falls. She suffers from no injuries now. To find all types of loans for unemployed UK Residents. Please visit http://www.loansforunemployed.co.uk

Personal Loans With Bad Credit

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