How I can increase my credit score if I have six accounts in collections and I am paying a student loan?
… It seems like going to through a debt settlement or consolidation, or negotiation is something I can do for myself, I'm not sure if this is going to increase my score if all my credit accounts are two years in arrears and I have no account opened at the time. I can not even getting approved for an unsecured credit card to increase my credit score. Please help!
Please do not listen to most of the information. If you have many old collection accounts and pay them off, will not help your credit rating! Unless these funds is the list of 'revolutions' then pay only hurt your credit score for the most part. Paying bills return to the old age and are regarded as are the accounts of the past because the dla (date of last activity) be updated for the month and year that paid off the collection. The only thing that can really help your credit now is the time and / or trying to get removed from collections from your credit report.
Card Credit Debt Negotiation Settlement