What is the best way to pay my credit card debt?
I have less than $ 5,000 in credit card debt, but it kind of me in a bind. Apparently, I'm just paying off the interest while the actual balance never goes down. I applied online for a personal loan but was rejected. I was thinking perhaps using a credit consolidation service to help me out. What are reputable? What has personally used and what were their ideas about them? Any help is greatly appreciated.
There is no magic answer. Revenue spending less. If you do not have enough money to pay your bills, you need to earn more, or reduce spending to pay their credit. Credit consolidation isn't going to solve the problem, simply create a bill of more than many of their fees. Set a goal that 50% paid by this time next year. That's only $ 200 a month. Good luck
‘Help Wanted’ Tips: Getting Out of Credit Card Debt
