Tag: bad

Dec 07

Credit Card Debt Problem

  • December 7, 2009

credit card debt problem
Credit card debt problem, please help.?

The conductor is driving me crazy! He called me at work tonight. I said I was working and could not speak, and tried to reach me her number. He told me I had to talk to me, it only takes a minute. Then I will ask all questions of security, and by the time I was getting angry because I was at work. He tells me my balance, and trying to tell me you're willing to take two installments $ 450. I say … I have less money to pay, and besides, I'm at work and I can not talk about it (by this time I'm getting rude because I'm not going to give number.) So the third time I try to get your number, so give it to me. Now, what am I supposed to do tomorrow when I call? I can not pay the amount they are trying to set up, and I know that is not willing to make any other payment arrangements or settlement of an earlier conversation. I take care of this, but they are options do not work for me!

What did you spend the money on the credit card? Can not you sell it on eBay or pawn? As much as I hate debt collectors, $ 450 does not seem like an incredible amount payable.

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Oct 30

Bad Debt Consolidation

bad debt consolidation
How I can get a consolidation loan debt if I have bad credit and not a co-sign for me ?!?!?! HELP!?

can not. Just knuckle down with a written estimate and a second job until they can afford. Http://www.daveramsey.com View and listen to your radio program. He has lots of good advice about money and debt. It does not cost a dime to listen.

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Sep 29

Bad Credit Debt Consolidation

  • September 29, 2009

bad credit debt consolidation
Debt Consolidation Loan for bad credit good?

I am in need of a program of debt consolidation good, but I have bad credit and no collateral. Is there a service that can help me?

In general, these loans require collateral that can be your home or property expensive. But sometimes, you can get these loans as unsecured personal loan. But they charge high interest rates. Passing through a loan debt consolidation, you must take into account some important factors. They are: the cost of making the loan, the annual accounts Percentage Rate (APR), loan period, and the total amount borrowed. Make sure the debt consolidation loan interest rate is lower than the rate of their current loans. Interest rates often determined by factors such as loan amount, loan terms, and your personal information. If the loan repayment period of consolidation debt is longer, you may end up paying much more in interest. This makes it vital to compare interest rates and repayment periods of several lenders. calculators debt consolidation offered by different financial institutions can use to get it.

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Sep 12

Bad Credit Debt Consolidation

bad credit debt consolidation
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Aug 27

Bad Credit Debt Consolidation Loan

bad credit debt consolidation loan
I need a personal loan of $ 5,000.00, but my credit is bad, and does not have enough debt to make debt consolidation?

I combine my debt, but I have enough debt to qualify for debt consolidation program. please help

You'll have to find a way pay the debt on their own. Are you currently employed? How much further can put on your debt each month? Can you get a second job for a while? Here are some steps that will help, but only if you have a job (or two). ONE: catch up with their payments and making a monthly budget of two: Make the minimum payments of all your debts and save up to $ 1,000 in the bank for emergencies. THREE: List all your debts, lower proportion than most. FOUR: Finding extra money each month to pull debt for the first time on the list (the one with the lowest balance) and keep doing this until the debt is paid off. Then add the minimum payment of debt to the next in the list, and every month to throw extra money in your budget will allow him until he is paid off. Repeat this process until all debts are paid. Depending on your current income, you may have to get a second part-time job delivering pizzas or in retail for this to work, but the good news is that it is only $ 5,000 and not $ 50,000, so it should not take too long to complete. In addition, if an emergency comes up and you have to use some or all of your emergency fund, then place back to pay the minimum to all debts until you can get the new emergency fund to $ 1,000. Once this is done, resume FOUR step. Good luck!

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Jul 24

Bad Debt Credit Card

  • July 24, 2009

bad debt credit card
My husband has 3 more years of your bankruptcy and I have no credit card debt bad. We want to buy a house. Help?

Now we are paying for our mistakes in the past, we want to buy a home but do not know where to start or even if we can. I have about $ 7,000 of credit card debt and he declared bankruptcy in 2005. We prefer to own and rent.

Based on the information you provide, which is not much … If your husband is in the Chapter 13 and you want to buy a house first, you'd have to find someone willing to fund, then must be approved by the administrator court. While in a Chapter 13 bankruptcy, anything that is funded must be approved. The trustee is more or less to act as their own husbands, financial advisor and tell whether or not you can afford a new debt is a bankruptcy that could not manage their debts before, probably do not qualify now. It depends on your income, a high credit card balance, you have to pay it off. Good luck!

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Jul 15

Bad Credit Debt Consolidation

bad credit debt consolidation
bad credit debt consolidation loans?

This is what is going on with me. I have about $ 30,000 in student loans, But I have them for more than one place … I have a Astrive through a pair of Direct Loans, and one through Wachovia. I have a car that my Mom took out on his behalf and will want out of your credit that is around 13,000. Therefore, it's about 50,000 total debt. I would like a loan debt consolidation, not only to get the car out of my mom's credit, but to make things easier for me, because making the minimum Payment for all that is going to cost me more per month you just pay one place. A loan to build my credit. The thing is that I have bad credit because it was inundated with medical bills of a couple of years ago. Anyone know of a company that will give any personal loans or consolidation of the amount I need and work with people of bad credit?

Student loans can be consolidated, and generally have a more favorable interest will elsewhere. Why not try a car loan to finance only the car and the consolidation of student loans – are going to expand terms of payment, even 30 years, what are the lowest payment that can happen. Capital One is a good place for people with low credit scores to get a loan car. Go to the capital a website and check out what they offer for your car.

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Jul 05

Bad Credit Debt Consolidation Loan

  • July 5, 2009

bad credit debt consolidation loan
Is there any way to get a personal loan and debt consolidation, if you have bad credit?

I pay my debts once and not gradually

We were able to obtain a loan for a $ 200,000 house and our credit is horrible! My husbands score less 500 and mine is 550. Funny thing is that we can get one for a car worth $ 15,000! What about all this stuff anyway credit. Sorry it did not really answer your question …. I had to vent. Thanks

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