Does having a credit card and not use it to help increase your credit score?
No?
You need to use. Carrying something you need like food or gas and pay in full each month. By paying in full each month you pay no interest and get over 800 results (over time). /
My boyfriend is 18 and wants to get a credit card to help launch his credit. He doesn't want one has a high% in April. What credit cards out there would be good for him to help build your credit??
I would recommend station gas cards as Exxon Mobil or Sunoco card and department stores like JC Penney, Best Buy, Sears, Target, etc (yes some have a higher interest rates). I would encourage the department store cards, because for example, if you have a Visa or Mastercard one, especially young people tend go overboard and spend more freely and eat your credit limit very quickly because they can use anywhere. department store cards instead only are good in one place and their limits to spend at least a little.