Does having a credit card and not use it to help increase your credit score?
No?
You need to use. Carrying something you need like food or gas and pay in full each month. By paying in full each month you pay no interest and get over 800 results (over time). /
Does anyone know of any company in the United Kingdom to settle any debt you may have – directly to the credit companies concerned – which allows you to pay a monthly sum – a single company? Of course, we know that there will be a fee involved!
UNITED KINGDOM http://www.nohasslebargains.com/loan/id1.html Financial Services
Should I refinance before or now that mortgage rates are falling?
I bought my 210K home in July. 30K left and mortgaged the rest with a 30-year fixed at 6.375%. My monthly payments are now about $ 1200. Should I refinance?
There is no good answer for this. Rates are for now, and this may be a good time to refinance, as some think that rates will rise as inflation hits because of all loans that the government has to do. If rates at the bottom now? Nobody knows.
I keep hearing that mortgage rates will probably remain stable until mid-2008. Have increased since 6.15 to 6.75 in the last 6 weeks. I'm building a house, and will not be able to secure a mortgage rate until probably mid-August. In If "buying" my mortgage rate of 6.75% for $ 750, or should I wait? What are the chances that rates will exceed 7.25% in the next three months?
If you can block that pace at this point to 750.00, my advice would be to do so. Nobody has a crystal ball, but the rates show no signs of fall in the short term. As mentioned above, rates have increased 0.5% over the past two months. Take the bird in the hand. This will give you peace of mind.
My boyfriend is 18 and wants to get a credit card to help launch his credit. He doesn't want one has a high% in April. What credit cards out there would be good for him to help build your credit??
I would recommend station gas cards as Exxon Mobil or Sunoco card and department stores like JC Penney, Best Buy, Sears, Target, etc (yes some have a higher interest rates). I would encourage the department store cards, because for example, if you have a Visa or Mastercard one, especially young people tend go overboard and spend more freely and eat your credit limit very quickly because they can use anywhere. department store cards instead only are good in one place and their limits to spend at least a little.
Can anyone help me I owe so much. I can not work this time. accumalate I have my debt for many years and just wants a fresh start, how do I can do? I do not want as I have calateral building or work of all its affecting my circle of life now please someone help me with this sorry people. really do not want to take anymore I can not repay loans
Wow … the pressure is really construction, eh? I do not know much about the UK, but here in the states have this type on the radio by giving financial advice. His name is Dave Ramsey and was ounce of millions of dollars (or pounds in their jargon) of debt and now has a radio program and website talking about what he did. There is another website that offers advice also financial …. I will list them both in my sources. It is difficult to advise what to do and I do not know all the details of your situation …. but if you take a look at my sources, I think I might be able to point you in the right direction! Good luck!
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Is there a way for credit card companies to forgive a portion of the credit card debt?
Getting rid of debt is a priority in my family. We''ve been consistent with our credit card payments. A word to young people: never use a credit card nothing. No I was curious if there was a way for credit card companies to forgive a portion of the debt if it has been regular with their payments.
If you did not need a credit card until the people have been saying that you need not worry about it. You really do not 'need' one. The only reason that I have my credit card (next to help my credit score!) was to emergiencies-and was at my suggestion of the family. Finished request a card through my bank or federal credit union. That will be easier than elsewhere, especially if you've been with them for a while. Make sure you have no annual fee. Apart from that, pick and choose. Http: / / hubpages.com/_36442/hub/How-to-Select-best-credit-card
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loans reflects "weak" mortgage market for number of mortgages for house purchases grew 7% in July, but loans a first-time buyers fell by 2%, the Council of Mortgage Lenders says mortgage demand remains weak, although loans for house purchase housing increased by 7% to 56,000 in July compared with the previous month, according to latest figures published by the Council of Mortgage Lenders. The value of loans for house purchase increased by 9 … Westpac banana smoothie video on mortgage interest rates – plus response