How do you go about negotiating with credit card companies to reduce their debt?
Is it possible to have the actual amount must come down? Does it affect your credit score?
Be careful of the settlements, if you place your debt with a creditor will be income for you and informs you that your income on your next tax return. Also, your credit rating / score will be successful at the same time. As means that the next time you apply for a loan is paid a higher interest rate because it is a greater risk.
How To Negotiate With Credit Card Companies
