Which bank offers the lowest interest rates to refinance the mortgage in California?
I have to refinance my second / investment home Milpitas California and I am looking for a mortgage broker or a bank offering lower interest rates based on FICO score 700 or more. It is preferable a loan program with the minimum monthly payment is preferred.
find the best rate you can find and then add 1% (one point is what is the standard when it comes to add an investment house) A mortgage broker is supposed to find the best rate of all firms with which it works. If you do not have a good shop around. Here is a website to find the mean and the best rates: http://www.bankrate.com/brm/default.asp
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