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Home Short Sale Process

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home short sale process
When I am able to start the loan approval process for a short sale contract ratification?

We had our offer accepted on a house short sale the homeowner, and we know that the bank owns the house must approve the short sale, but since we have "ratified" contract homeowner are now able to start the loan approval process through our mortgage loan officer, or shall we look for The bank approves the sale? Also for home buyers tax credit in the first place, I know you must be under contract on April 30, 2010, then that means that we have met that requirement, since they are under contract in the house because the landlord ratified the contract? Or is that the requirement of necessity approval to banks to be officially undercontract? Note: The site has been updated MLS that the house is under contract. We are prequalified on the road. But of course is fair, based on income and the tax credit. I use alias on final passage is to underwriting, etc.

I "ll assume you're pre-qualified. I would not start the loan process until you have fully accepted by the lender and signed, copies of which signed an agreement in hand. You qualify if contract are agreed and signed by all parties. Keep in mind, this is a tax credit, not a rebate. When you file your tax return for the year 2010, there is a way of filling in addition to ordinary income tax credit and show your tax liability. Most people think they're getting money in cash.

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