I am considering pros and cons of debt consolidation through ccc service or filing CH 13?
Payments would more than they now pay to keep my credit but have 6 accounts in collection status. I have a new car, I have to give that back to make payments to ccc services thus obtaining a copy on my computer. Chapter 13 appears on my record of seven years but I managed to keep the car and worry about i problems on the road to follow the plan. The attorney says he does not know at this point whether the plan will or 5-3 years of looking at my overall situation in more depth. It is a close call between the two. Chapter 7 is because I do not want to risk losing my home due to the accumulation of capital.
Bankruptcy is an absolute last resort and if you can do to avoid this path. There are alternatives and will be in your best interest to investigate all options. There is a website that has lots of information that may help. Good luck, hope they find a solution.
Debt Consolidation Services
