– debtfreedomination.com
Is it better to take a personal loan to pay credit card debt?
I had a credit card debt of just over $ 2000 for quite some time and my monthly interest rate is almost $ 100! Is it worth taking a personal loan at an interest rate much lower and the payment of the out of place?
While a low interest rate may seem ideal, it would be trading unsecured debt for secured creditors in writing. If you do not pay the loan, then you can save a lot of interest. If you do not repay the loan, depending on their exemption from the statutes of the states, you can be at risk of losing personal property. Review your finances first so make sure you can afford to pay even if you lose your job, etc. You can also look over your exemption statutes of the States.
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