I have a lot of credit card debt, and I'm trying to find payments were more bearable, but all I find online seems to be a scam.
You can search for debt settlement companies in the Yellow Pages local. Give them a call and see what they have to offer. They can usually reduce your payments by half and come out of debt between 18-48 months. I'd like to help, but I'm not authorized to advertise on Yahoo Answers. Good luck
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