ES credit debt consolidation helpful in reducing your bills? Is there a downside?
have many card accounts Credit also want to lower the charges without damaging my credit card
Depending on how. If you go to a debt counselor to ask the issue. Some organizations that help you through consolidation, but that puts you in some sort of black list and make it harder for you get credit. You should try to obtain a second mortgage on your house to get money to consolidate, then the interest is tax deductible.
DEBT CONSOLIDATION AND DEBT MANAGEMENT FOR BAD CREDIT
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