Has anyone else used-Balancepro.net credit counseling?
My credit union recommends a program called Balance professional. They will look at their accounts, etc, and make recommendations etc. There is no cost to do this. They also offer debt management, etc. I think the cost of this is $ 35.00 per month. But they will get their interest rates low. I tried to do this myself but my credit card companies refuse to lower their prices. Has anyone used this? I talked to the better business bureau and have not had complaints against him.
Be very careful with these companies. Some people end up paying thousands of dollars for something they can do for themselves. Go to the library or bookstore and get a book on debt repair first. It will teach you how to negotiate effectively with creditors and get interest and lower payments. You have to try to do it yourself with a little self-education. Now, get in your car and go to their library. If you still decide to go through them please me this favor. Google complaint debt negotiation scam or defraud. It will open your eyes. These companies really can not do much more for you can do yourself. One day make it a goal of using credit cards intelligently for Top 800 + scores. Charge a little something like food or gas and pay in full each month. /
Debt Management Credit Counseling Corp
