I'm in serious debt and need help getting out of this mess. How to resolve the credit card debt myself?
I have more than $ 9000. a credit card. He was not so bad until my interest rate soared to 23%, then it became impossible to pay. I have not been paid in more than four months, and calls will not stop. What I can do to get this problem off my back? Any website that is recommended?
Ask lenders to agree to remove this item from your credit report when they are paid. I recommend to reach an agreement or through the credit repair agency, for example on it – creditreport.imess.net
The truth about credit card debt
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Should I take a student loan to pay credit card debt age?
I have $ 12,000 in debt credit card 5 years. I am currently in school full time and just cannot afford nothing. The collection agency wants me to get a student loan and stabilize the debt original $ 6,000. He is sending me in writing, now that the debt is paid in full show my credit report. It is prudent for me to do this or I a fool?
Do not you dare. If things go bad, you can file bankruptcy on credit cards. Student loans are not bankrupt for life. Collection agencies lie, cheat, steal, and generally are scum. They violation of one of his sons to get a commission check from a collection, and are bullsh! tting now. If the debt is very old, you can settle for 35-50%. Otherwise let them talk to a dial tone or sue. Anybody is better than taking a student loan.
Why It’s Hard To Get Out Of Credit Card Debt
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Next Obama's Economic Plan: A stimulus but name The President is to develop programs and plans that sound like additional stimulus. But do not call encouragement! Strategies To Get Out Of CREDIT CARD Debt Billionaire Bill Bartmann .flv
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If I put my entire student loan debt on a credit card, "I can cancel this by declaring bankruptcy?
I currently owes $ 45,000 in student loans and I'm having trouble paying them. The loans are private (Sallie Mae) and I'm not elligible for consolidation federal loan through them and I am not a U.S. citizen. He was unable to obtain a visa so I had to leave the U.S.. I live now in Europe. I understand bankruptcy that are not canceled student loans, but I read that bankruptcy could void the credit card debt. I have a good score credit (790), so with some time, with a credit score even more, you may be able to transfer my loans to certain credit cards. What are the laws of the card credit debt and bankruptcy? What difference does that I am not a U.S. citizen and not living in the U.S.?
I would strongly advise you not to go down that road. Bear this mark against you for life. Talk to your student loan creditors and tell them you are making it very hard. Most will understand and help them reach a better deal that is right for you both. I've been in a similar position to you and I work to find a solution to my creditors. Maybe you could talk to a financial advisor who could show you the various options. Good luck.
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college student: How to get out of credit card debt?
I had about $ 900 CC debt for almost a year! I'm in college and only work part time at a shitty minimum wage job at this time. I'm seeking a full time job during the summer, I hope able to get one soon. Just wondering what my payment if I want to get out of debt in a reasonable time? As soon as I do with this debt, I'm cutting my credit card. I learned my lesson !!!!!!
I would suggest first looking at your expenses and try to cut some costs. Try to get an extra $ 100 (for example, do not eat as much, carpool, take lunch to work). Next, take all other payments that you are doing to other debts and bring up the minimum payment. The next step is to apply all excess has been paying and extra $ 100 that occurred to the credit card. As soon as you do this, you will see a significant difference in the balance. Once the card is canceled, all that money be applied to your credit card and pay your debts below. This is a great way to quickly get out of any debt.
The 5 Steps to Getting Out of Credit Card Debt
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