– debtfreedomination.com
How I can file a Chapter 7 bankruptcy debt credit card for 10,000?
Or should I consolidate my debt with the National Foundation for Credit Counseling is a national organization? Is this a good idea or should I try one of these programs managment the debt or debt as allies Careón program? What is the best you can do right now for me?
Your ability to file bankruptcy is not determined by the amount of the debt, but your ability to repay a debt. Even to be able to file for Chapter 7, you’ll have to pass two tests of means. The first is if you win more than the average for the state, the second is if you have at least $ 100 of disposable income each month to pay a portion of their debts. If you fail any of these could be forced into Chapter 13 bankruptcy. Now, if you are considering Debt Management, it sounds as if you found that the ability to repay at least part. So probably not even be eligible for a Chapter 7. So I’d go the route WMD at first. If after talking with them you realize that no can afford to do it, then talk to a bankruptcy attorney. Most will give a brief free consultation.
Credit & Debt Consolidation : Credit Card Debt & Low Interest
