Caryn Elizabeth

Author of "Branding You The Brand New You", Caryn home-schooled her 3 children before creating her blog in 2010. Teaching since 1986, Caryn authored, edited and self published several books including Brincely The Brave, The Mastermind eBook, My Grandma's Birthday, Top Tips For Spiritual Living and More. Featured by eZine as an article writing expert, Caryn specializes in Network marketing using the internet. Contact Caryn to create budget friendly websites starting at $100. Teaching online skill basics available. Call for quote 570-460-6961

Most commented posts

  1. Finding Likeminded Friends On Facebook – Would You Like Me? — 14 comments
  2. The Mastermind eBook – How To Form A Mastermind Group — 8 comments
  3. How To Explain “Definite Chief Aim” To Children — 7 comments
  4. How to change your negative thoughts to positive thoughts — 7 comments
  5. 10 Top Tips For Buying A House In Milford PA – Pocono Living — 6 comments

Author's posts

Sep 25

Debt Consolidation Uk

  • September 25, 2010

debt consolidation uk
If you watch television during the day you could be forgiven for thinking …?

… That all women care about is diets, consolidation loans debt and bingo. Do you think this is an accurate image of modern women in the UK? I turn it off and move on with my essay for college.

Always remember! If you have half mind to watch TV during the day – that's all you need!

Enjoy Financial Freedom, International Recognition and Convenience with a Credit Card,Credit Card UK, Credit Card US, Credit Card Unsecured, Credit Card Juniper, Credit Card, Credit Card Debt Relief, Credit Card Rate

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Sep 23

Numis Network is For Real

Coins are fun to collect! This is the operating slogan of Numis Network, an MLM business that deals with coin collectibles.  Coin collector hobbiests are sure to take notice of this business. Here’s a Numis Network review taking you through the all of the good and bad of the MLM opportunity.

Introduction

Gold and silver are resistant to recession, types of commodities in our economy. You’d have noticed the up in prices of precious metals even when the global economy was reeling under financial crisis.  The idea behind creating the Numis network is to create a business that deals in numismatic coins.

The Numis Network was started by Ian Cordell, Jake Kevorkian and Christopher Kent with support from Mr. Mike Mezack, a noted numismatist. The three founders have lots of experience in network marketing and their dynamic leadership is one of the major assets of this company.

What Is It About?

Collecting coins has been a treasured hobby for many people who know that the value of such coins keep increasing with time. The Numis Network has started the system of grading to authenticate collectible coins and assist in ascertaining their value. The merchandise in this business is current gold and silver coins issued by various Govn’t mints from all over the world.

Since the innate value of these precious metals keep increasing, these coins are said to be valuable assets to hold. The coins are marketed as an excellent investment to hold as well as to gift.

The Opportunity

There are two ways to make money in this business. They are to invest in graded coins and wait till they appreciate in value. The 2nd is to become a partner  and spread the word to other coin collectors.

Costs

You can become a distributor and pay an initial cost of $75 and thereafter $10 per ­month. In this category, you’ll need to generate minimum sales of $100 each month to qualify for commissions. You can also start as a Fast Track representative by paying initial fee of $299 and $99 per month. This package entitles you to a beginner pack, a Silver Eagle collectible coin, training videos, lead management and marketing programs and email marketing campaign.

A Binary commission system is followed; this allows even new beginners to make money in the same way as experienced distributors.

Why Join Numis Network?

This is an MLM business with a planned difference. While most other network marketers sell all manner of health drinks or cosmetics; you’d be increasing the financial health of your customers by selling coins. While stocking up on health products may prove disadvantageous to some businesses, you’d only gaining by keeping a nice stock of coins as these appreciate in value.

Drawbacks

The company lays a lot of emphasis on grading coins to authenticate their value; however experts feel graded coins should be placed at par in value with non-graded coins. The fact that they are graded alone does not make these coins greater in value.

Competition

XAG Network – This is an upcoming network marketing company that deals in silver Bullion coins. The cost of joining this company is much cheaper than Numis since it’s very new. The MLM Company has a 5 x 8 matrix which offers good scope of income for distributors. Being in prelaunch until June 2010 there is not much to say until the company goes live. With bullion there is little room for markup and if the market crashes so does the company.

SilverCoinReserve – This is a gold and silver coins acquisition program that allows members to invest in silver bullion coins on a monthly basis. Bullion type coins fluctuate with the price of the market. Network marketing is based on word of mouth and having a built in charge to pay for sales and team development. When one can exactly see what the silver and gold is valued at there is very little room to price products to pay reps.

JR Mayer Collections is another large numismatic dealer that’s in partnership with GoldQuest International Ltd. The latter is an MLM company that operates in several countries. JR Mayer has been around for more than ten years and known throughout the world for its numismatic business. Looking at the website one gets the feeling it’s an international based company that doesn’t exactly scream value.

Numis Knacks

The company claims to give you a winning business by offering you a free replica website. This might  help you get some orders when people click on your site; but it may not  help you when all distributors have a similar site. You’d need to know how to differentiate your site from others. There are several tools online that you can employ to give your website a unique reach.

Caryn Elizabeth has brought the best out of hundreds of Internet Marketers by helping them create wealth for their own network marketing business. Success in any network marketing business is built with knowing the secrets to online marketing like Blogging, Article Writing, Facebook, Myspace, Twitter, Classifieds and many more. Get your F-R-E-E training mastering these marketing methods and many others at: MY FREE ONLINE MARKETING SYSTEM.

Permanent link to this article: http://carynelizabeth.com/blog/numis-network-scam-or-for-real/

Sep 22

Coin Collections

Gold and Silver Eagle Coins

World’s bestselling coins

American Eagle Gold Bullion Coins are the world’s bestselling gold bullion coins. Gold Eagles,

History of coins

In an attempt to end the 1930s general bank crisis, U.S. president   Roosevelt issued   Order 6102 in 1933 and also the Gold Reserve Act in 1934, that outlawed the circulation and non-public possession of United States gold coins for general circulation, with an exemption for coin collections. This act declared that gold coins were not  legal tender within the United States, and persons had to flip in their gold coins for different varieties of currency.

The 1933 gold Double Eagles were struck when the same government order, but because they were now not legal tender, most of the 1933 gold coins were melted  in late 1934 and a few were destroyed in tests. Two of the $20 Double Eagles were presented by the United States Mint to the U.S. National Numismatic Assortment, and that they were recently on display within the “Money and Medals Hall” on the third floor of the National Museum of American History

Coins Today

While your paper assets go down in value, the value of gold
and silver go up.Keep pace with inflation and preserve your wealth now.

That really means is that gold and silver hold their value while papers value flies away. This is not something new. Just look at the history of paper money.

Most Americans do not realize the US Gov’t is bankrupt.The dollar is down some 97% of what it used to be.Convert your cash now to Real Money. This window of opportunity is closing fast.

Always remember, to do the first four basics of preparedness first, 1. Food 2. Water 3. Medical 4. Shelter. Then if one has some money left then consider gold and silver.

When push comes to shove, you cannot eat gold or silver.

Gold Eagle Coins availability

Since the financial crisis of 2008, the US Mint has dedicated its production to the 1-oz Gold Eagles and the 1-oz Silver Eagles. The fractional-ounce Gold Eagle coins for 2009 were not released until December. Although the Mint produced more fractional-ounce Gold Eagles dated 2009 than in the immediate prior years, they are difficult to find and when found carry premiums well above premiums at which the coins have been sold in the past.

The  two coins ought to have been the only 1933 Double Eagle coins in society today. But, unbeknownst to the Mint, a range of the coins (twenty have been recovered so way) were illegal gotten, presumably by the U.S. Mint Cashier, George McCann. At least 9 of these coins, that were illegal to keep, found their way via Philadelphia jeweler Israel Switt, into the hands of collectors.

The coins circulated amongst collectors for many years before the Secret Service became responsive to their existence. The matter came to the attention of   officials in the Mint when an investigative reporter looked into the history of the coins and contacted the Mint as half of his analysis. As a result, a political candidate investigation was begun by the Secret Service in 1944. Seven of the coins were found and brought by federal agents among the primary year of the investigation, with one coin remaining in public possession until 1952.

Best Wishes,

Caryn Elizabeth

Permanent link to this article: http://carynelizabeth.com/blog/coin-collections/

Sep 22

Mortgage Rate Calculator

  • September 22, 2010

mortgage rate calculator

A balloon payment mortgage is a fixed rate mortgage is not repaid with a large final payment. In general, the mortgage is due within five to seven years. At the end of the word the borrower pays final payment which is much larger than the regular mortgage payment. Therefore, the final payment represents the balloon.

Most mortgage balloon payment mortgage is interest only. The borrower only pays interest periodically. Thus, the principal remains the same. In the end, the borrower pays the principal substantial.

For example, the monthly mortgage payment is $ 3,333.333 on a $ 200,000 mortgage with an annual percentage rate of 20%. First, it is estimated total interest reaches $ 40,000 ($ 200,000 x 20%). Then, divide the total interest with the number of payments in a year. Therefore, the monthly mortgage payment amounts to $ 3333.33 ($ 40,000 / 12 monthly payments).

The mortgage payment balloon mortgage payment is usually based on a thirty-year mortgage with a term of five to seven years. It is also easier to qualify for this mortgage. And interest rates are much lower than traditional mortgages.

Generally, the borrower sells the property before the mortgage matures to avoid the final payment. At the end of the period, the borrower needs to pay the final payment. The borrower must sell property, to refinance or convert the mortgage before the end of the term.

The borrower can make balloon payment mortgage amortized over traditional mortgages. In a repayment mortgage, the mortgage payment pays the principal of each periodic payment.

Dennis Estrada is a webmaster of mortgage calculators, Balloon Payment Mortgage, and mortgage dictionary website that gives access to many resources, and calculators for mortgage.

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Sep 22

Personal Loans For Debt Consolidation

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There is always a phase in life called unemployment worldwide. The good news is that it is temporary. The bad news is that sometimes takes over the financial situation and thought are ways to fight it. Fight it out? Why fight when you have personal loans for unemployed.

You must have passed through reactions like people telling stories of how bleak your situation and how difficult is to find loans for unemployed. Usually an unemployed is given little realize they can get personal loans. However, this is a stereotype that people are often led to believe. Personal loans for unemployed have the flexibility to stretch and adjust to the obligation of all unemployed.

Personal loans for unemployed are devised, of course, keeping their needs. The lender's main concern is the payment loan unemployed believe you can not choose because it does not work. An unemployed person has visible means or potential repayment will qualify for personal loans. Unemployed personal loans have great rewards, such as low interest rates, special discounts, flexible repayment terms and ability to fit your budget.

Personal loans for unemployed to be secured or unsecured. Secured personal loans for unemployed require security for their approval. There is considerable home equity personal loans for unemployed guaranteed. The home is the most acceptable warranty. However, depending on how alternative loan amount of the guarantee might be acceptable for personal loans for unemployed. Loans no guarantee for the unemployed will be perfect for those who have no apparent assets offered as collateral. Unemployed tenants and landlords can apply for both loans unsecured personal.

personal loan repayment is to be primary for the lender and the loan must be primary for the unemployed as well. Reimbursement of the unemployed personal loans should be planned together with loans of the loan. Unemployed can choose either fixed or flexible monthly payments. Fixed payments unemployed personal loan to suit those who expect a fixed income each month. A flexible monthly payment for the unemployed personal loans benefit those who have suddenly facing unemployment. A flexible monthly payment offer advantages like stand-by facility, overdraft and holiday period. An unemployed can be done without delay the arrears that are marked on your credit report. With personal loans for unemployed credit unions are willing to wait and accept reduced payments for the moment. When the borrower gains employment, credit examine new revenue and adjust the payments so that a loan Staff can be reimbursed. For an unemployed income support, benefits or disability living allowance – is total income.

With secured personal loans for the unemployed who can borrow £ 5,000 – £ 75,000. Unemployed personal loan allows you to take 125% of the value of your home. Loan repayment term can vary between 5-25 years. Unsecured personal loans will be useful for loan amounts from £ 500 – £ 25.000. Each lender will specific variations of the loan amount and terms for the unemployed personal loans. To find unemployed loans personal right, which would to do the research effort and see. There is enough variety available online to help you find a loan. While looking for repayment terms for the unemployed personal loans, checking redemption penalty. If you want or think you can pay the full amount of personal loans before the term of the loan, ask liquidation budget. With the redemption penalty unemployed personal loans will cost a lot. Settle for a lender that offers the freedom to pay the loan without any serious consequences.

Credit unions show understanding for those caught in the unemployment situation. They are always willing to negotiate the return of unemployed personal loans. In addition to offering credit counseling, many credit unions have sponsored job fairs and seminars. You can take your help to find work or to connect to community resources that can help you start your own business.

Loans personal unemployed are in fact the instrument that will take you through unemployment and do normal things again. The good news is that personal loans for unemployed are accessible to the unemployed without much difficulty and delay. The bad news is that, along with personal loans for unemployed no.

Scarlette started on a horse back and had a few falls herself. Therefore, she knows. Financial decisions are to be made after considerable thought and backed by good financial understanding. Her articles might introduce you to financial sense without any falls. She suffers from no injuries now. To find all types of loans for unemployed UK Residents. Please visit http://www.loansforunemployed.co.uk

Personal Loans With Bad Credit

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Permanent link to this article: http://carynelizabeth.com/blog/personal-loans-for-debt-consolidation-2/

Sep 22

Non Profit Debt Consolidation

  • September 22, 2010

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You will have to negotiate with your creditors yourself or nominate a company that understands the details of how credit works.

It is important to understand non-profit that does not always mean free. Almost all the benefits of debt consolidation plans not demand payment for their services. This is not a bad deal, if gives a clear idea of how much you will cough them more than the sum to be paid on its debt. When you initially make contact with the consolidation company debt nonprofit, was speaking to a Certified Credit Counselor. The counselor will raise some questions about their debts and their monthly income. After giving the information, the consultant will propose a series of plans with you for debt consolidation. Both of you decide on the best plan to match with your individual circumstances.

A simple agreement will be drafted and sent to you. If you believe the conditions of the contract are accurate, sign and return to the company Debt consolidation nonprofit. You will then be enrolled in a debt consolidation nonprofit. The credit counselor will work with your creditors to negotiate the reduction or elimination of late fees and overlimit. Also work to reduce the amount of debt in a 50 to 80%.

You pay a fee to the program consolidation debt nonprofit that will provide payments to its creditors. Your creditors will be paid on the agreed date and realize the outstanding amount every month fade. You will still receive monthly statements from your creditors, and a month to the statement of the month following the consolidation company outlining debt payments in that month.

Before you send cash to a consolidation program debt nonprofit, make sure you are dealing with a reputable company. Like all business out there can find some rotten eggs. You must be clear about the exact amount charged to carry out this service. Also, make sure you have your repayments to creditors over time. You are trying to amend its credit, not worse.

Your monthly repayment will be the same throughout the course of its consolidation program not for profit. When a debt is paid in full the extra money will move from a debt so that you will realize a payment much faster.

Most nonprofit programs debt consolidation with educational resources to help you learn:

– How to make, plan and achieve their goals. – How construct a strategy that can live. – How to get more of every dollar by growing their purchasing power. – How to put aside their hard earned more money. – How to organize your financial records.

They have to learn subjects like these and many more. For the most part, if you are deeply in debt and need help pay to get in touch with a reliable company debt consolidation non profit and get your funds.

There are two reports for free help you decide what is best for you, please click the following links:

For a free 66 page report called “Debt Crisis” http://www.makeyourmoneywork.smarter-not-harder.info/Debtcrisisa.xhtml

Or a free 64 page “The Bankruptcy Recovery Guide” http://www.makeyourmoneywork.smarter-not-harder.info/TheBankruptcyRecoveryGuidea.html

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Sep 22

Holy Spirit Speaks for today

I Received this prophetic word that is just perfect for what the Lord has been speaking to me lately. I hope it speaks to you as well.

THE TRUMPET by Bill Burns — Sept. 20, 2010:
I say to you that you are living in the days of revelation. It is important that My people have understanding. I’m not speaking about natural understanding, I am speaking of spiritual understanding. For with spiritual understanding comes the revelation of a way for you to escape the snares of the devil which hold you in bondage; a way of escape from those things in the world that hold you captive. So I say, escape. Escape the things that hold you in bondage; the things that trouble you; the worries and the fears, the anxieties and the condemnation that the enemy brings to you because I have already made the way. The path is open before you. Walk in faith on this path. Let this freedom and liberty come in this season, says the Lord, or you will miss that which I am about to do. The enemy is railing, the enemy is raging to keep you out of the revelation of My purposes and My will for your life. He has come to steal from you; to mock you; to taunt you, to bring death and darkness, and steal your light and life. So come to Me with faith, says the Lord most glorious.

SMALL STRAWS IN A SOFT WIND by Marsha Burns — Sept. 20, 2010:
As you walk in the Spirit and obey My leading, I will release you into a level of spiritual excellence that you have yet to discover. There will come a purity of heart that you could not achieve by the strength of your own flesh, but it will come by the power of My Spirit. Yield to this mighty work of spiritual clarity, says the Lord.
Zechariah 4:6b ‘Not by might nor by power, but by My Spirit,’ says the LORD of hosts.

Best wishes,

Caryn Elizabeth

Permanent link to this article: http://carynelizabeth.com/blog/holy-spirit-speaks-for-today/

Sep 20

Get Out Of Credit Card Debt

  • September 20, 2010

get out of credit card debt
I'm in serious debt and need help getting out of this mess. How to resolve the credit card debt myself?

I have more than $ 9000. a credit card. He was not so bad until my interest rate soared to 23%, then it became impossible to pay. I have not been paid in more than four months, and calls will not stop. What I can do to get this problem off my back? Any website that is recommended?

Ask lenders to agree to remove this item from your credit report when they are paid. I recommend to reach an agreement or through the credit repair agency, for example on it – creditreport.imess.net

The truth about credit card debt

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Sep 20

Credit Card Consolidation

  • September 20, 2010

credit card consolidation
What is the process of obtaining the credit card loan consolidation?

I need to know about it ….

Follow these things .. One thing you must provide any guarantee to get this loan .. This is necessary for lenders to recover the money if there is a problem in the payment .. If you have a high credit, you can anticipate lower interest rates, you can not be considered by the lender and borrower risk .. Getting consolidation Credit card is very easy to work …

Freedom Debt Relief Review – Credit Card Debt Consolidation

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Permanent link to this article: http://carynelizabeth.com/blog/credit-card-consolidation/

Sep 19

Attraction Marketing Twitter

Oakland Museum strives to be 'destination' Second Friday events are part of the attraction of the relevant offer.
Prospex MLM Marketing System: Setting Up Twitter For MLM Lead Generation

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