Caryn Elizabeth

Author of "Branding You The Brand New You", Caryn home-schooled her 3 children before creating her blog in 2010. Teaching since 1986, Caryn authored, edited and self published several books including Brincely The Brave, The Mastermind eBook, My Grandma's Birthday, Top Tips For Spiritual Living and More. Featured by eZine as an article writing expert, Caryn specializes in Network marketing using the internet. Contact Caryn to create budget friendly websites starting at $100. Teaching online skill basics available. Call for quote 570-460-6961

Most commented posts

  1. Finding Likeminded Friends On Facebook – Would You Like Me? — 14 comments
  2. The Mastermind eBook – How To Form A Mastermind Group — 8 comments
  3. How To Explain “Definite Chief Aim” To Children — 7 comments
  4. How to change your negative thoughts to positive thoughts — 7 comments
  5. 10 Top Tips For Buying A House In Milford PA – Pocono Living — 6 comments

Author's posts

30 Year Mortgage Rates

30 year mortgage rates
38. A recent article in The Street Journal reported that this year the Wall-30 mortgage rate is now less than 6?

One can go high after correction of the recession.

30-Year Mortgage Rate Up For Second Week

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Short Sale Realtors

debtfreedomination.com

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in a short sale, how does the broker get paid?

We need a lot of short sale, how our sales agent are and can pay just short sale through the bank directly.

The lender is not going to help in a short sale process and can work against of interest regarding the interest of lenders to re-coup as much of the value of the loan, as they can, in general, most short sales and not lead to foreclosure, but in general the real estate agents are paid commissions at the end assuming the lender approves the whole deal

Mortgage Short Sale – Realtor Negotiates for Bank Approval – RealEstateMarketingThisweek.com

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Debt Management

debt management
Best Bet junk debt "as the issue about the registry: the global credit markets bond yields are high sales able to exceed the 2009 record for issuing the riskiest businesses to take advantage of plunging borrowing costs and investor demand for debt refinancing.
Debt Management: Credit Boot-Camp™: Mission One,Get Your Free Government Credit Report

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Home Loan Interest Rates

home loan interest rates
Falling home values to fall hard refinancing home values make it difficult to refinance
Home Loan Horror Story Mortgage Meltdown Foreclosed Home

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Eliminate Credit Card Debt

eliminate credit card debt

Elimination of credit card debt is a major concern among the millions of
consumers. However, many people fail to define a realistic strategy for
debt reduction. Many approaches that you must get in the way
to become debt free. Each person must evaluate their own situation
and create a plan. Here are three tips to help you become debt free
within a few years.

Recognizing the problem and change their habits Expense

Before you can take steps to reduce and eliminate credit
card debt, you must first recognize and resolve overspending
change your lifestyle. Unfortunately, many people choose to live beyond
their means. In addition, many gain overwhelming debts due to
try to "keep up with the neighbors."

Credit cards are a valuable purpose. Are large
emergencies and when you're in financial straits. Now if you are charging
more than they can pay, this creates a big problem. As
efforts to eliminate debts, is determined to stop using credit cards. Do
not cancel credit accounts. However, you may consider reducing your
or storage card away.

Pay double or triple the Minimum Payment

If you are hoping to reduce credit card debt, you must be willing to
pay more than the minimum payment asking. In fact, paying only the
at least make it virtually impossible to become free debts. In contrast,
attempt to double, even triple your monthly payments. If possible, one
large payments to reduce your balance. This method is more
effective.

Obtaining a lump sum of money is difficult. You can choose to use a
tax return or bonus money received from work. How a part-time work
You can also offer the extra money. If you own a home, take
advantage of the equity in your home. Loans home equity or cash out refinancing
generally homeowners are presented with enough cash to high-yield interest
credit cards and other debts.

Use a Debt Management Company

If you need help with handling large debts, think
contact management agency debt. Specialists trained debt management
credit review and outline a plan for reducing debt. Moreover,
the company will contact creditors and negotiate a lower interest rate.
Thus, a greater portion of your monthly payments be used to
down the principle balance. Therefore, helping you achieve your
ultimate goal of eliminating credit card debt.

View our recommended Debt Consolidators online.

Carrie Reeder owns ABC Loan Guide, an online resource with information about Bad Credit Debt Consolidation and Debt Consolidation Mortgage loans. 

DIY debt elimination – best way to eliminate credit card debt

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Credit Card Settlement

credit card settlement
Question about debt settlement credit card.?

My boyfriend has a credit card America Bank. There is a limit $ 7.500 on the card, but after finance charges, late fees etc, the debt is now $ 8900. She was 120 days late on payments and was called by Card Services, who say they are a division of Bank of America collection. Offered their settlement in the amount of $ 4500 instead of $ 8900 on the card. She thinks which is an agreement, because half of the debt is "disappear." We checked your credit report and not listed as in the collections of only very late time of payment. I argued with her saying that the solution is bad and it will affect your credit in the coming years, but she thinks it's a good plan. We are planning looking for a house in a year and a half and do not want this to affect our purchasing power. So how to settle your credit? Does the payment of the amount instead of looking for the best solution in your credit report even though the account is overdue? What should we do, who is right here list?

Many companies now have an internal collection division. It would be better to resolve while still in the Bank of America allow it to go further and say that a collection company independent. Then you can run the risk of two stains on your credit history instead of one. And in terms of credit history goes, the damage is done.

Debt settlement vs credit counseling for credit card debt relief

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Credit Card Debt Advice

credit card debt advice
need advice on credit card debt?

My husband and I had a JC Penney mastercard with a limit of 13,000 a few years ago when we both worked. We pay 200 automatically stopped our control each month and always keep up to date. 2 1 / 2 years ago, I fired and we ran the card up and out to up trying to get ahead. We continue to pay the $ 200 per month over the past 2 years through our bank account. We discovered last night that the money did not go to JC Penney debt, the account had been delivered in collections and $ 200 per month he would not either. So far we have paid more than 5,000 in payments, but the money is nowhere to be found? Any ideas?

You need to contact your bank and find where they sent payments. To display on your statement each month and an account number that the funds were transferred a. If that is not published in due payments to account I would suggest you file a complaint with the FTC (which here is a link to your website) https / / www.ftccomplaintassistant.gov/ attorneys general and state office. Someone has their money and if that person is not entitled to it, I not only owe $ 5000, but interest too. I hope this helps answer your question.

Credit Card Debt

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Eliminate Credit Card Debt

eliminate credit card debt
New Credit Card Debt Laws program have changed, consumers now safer LOS ANGELES, CA – (Marketwire – 09/09/1910) – It seems that lately debt relief ads have been popping up left and right. Is difficult to go to Internet, TV or radio and not see some ads claiming that a company can eliminate a consumer debt. Due to the weak economy in recent years many people have felt the debt burden increased and he became desperate for help. Many entrepreneurs saw the opportunity and …
Debt reduction to eliminate Credit Card debt and pay you mortgage early

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Bad Credit Debt Consolidation Loan

bad credit debt consolidation loan
Spartech Announces Third Quarter Results ST. LOUIS, MO – (Marketwire – September 8, 2010) – Spartech Corporation (NYSE: SEH), the leading producer plastic sheet, composites and packaging products, today announced operating results for its third quarter of 2010.
Credit Cards & Financial Planning : How to Get a Debt Consolidation Loan

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Credit Cards For Bad Credit

credit cards for bad credit
You have many credit cards bad for your credit score?

If so what is the ideal number?

Ideal is between 3-5 with balances below 30% of your credit limit and long history of good payments. Actually there is a limit, which once had 14 credit cards over $ 100,000.00 in available credit and my results were all over 800 because I always paid in full each month. The trick is not the number of cards Credit people have is how management that counts. Now only four are still paid in full each month and all my results are still more than 800. In fact, I made several hundred dollars a year off my credit cards due to the advance cash rewards and not pay a penny in fees or interest. Not bad for someone elses money for free.

Credit Cards for People With Bad Credit

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