Caryn Elizabeth

Author of "Branding You The Brand New You", Caryn home-schooled her 3 children before creating her blog in 2010. Teaching since 1986, Caryn authored, edited and self published several books including Brincely The Brave, The Mastermind eBook, My Grandma's Birthday, Top Tips For Spiritual Living and More. Featured by eZine as an article writing expert, Caryn specializes in Network marketing using the internet. Contact Caryn to create budget friendly websites starting at $100. Teaching online skill basics available. Call for quote 570-460-6961

Most commented posts

  1. Finding Likeminded Friends On Facebook – Would You Like Me? — 14 comments
  2. The Mastermind eBook – How To Form A Mastermind Group — 8 comments
  3. How To Explain “Definite Chief Aim” To Children — 7 comments
  4. How to change your negative thoughts to positive thoughts — 7 comments
  5. 10 Top Tips For Buying A House In Milford PA – Pocono Living — 6 comments

Author's posts

Aug 14

Homes For Sale In California

debtfreedomination.com

[mage lang=”en|es|en” source=”flickr”]homes for sale in california[/mage]
Why are some water filtration systems not available for sale in California?

I was researching different home / under sink / Counter water filtration systems stay up and find "Not sold in California." Now, I do not live there, but I wondered why some may not be sold in that country?

It has something to do with taxes and licenses. If WORKMANSHIP pay for license sales, then you can not sell in that state. However, you can buy elsewhere and istall yourself.You simply can not have it mailed or shipped in inches

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Permanent link to this article: http://carynelizabeth.com/blog/homes-for-sale-in-california/

Aug 13

Homes For Sale In Florida

debtfreedomination.com

[mage lang=”en|es|en” source=”flickr”]homes for sale in florida[/mage]
short sale question?

I think I will go through a short sale with my house in Florida and I have the intention to keep up with my payments until closing date. Bank is likely to agree with the short sale. "The bank has a deficiency Judgement against me? How long to wait before I could make another loan from another bank?

are you current on their payments next? be sure to contact your lender before to initiate a short sale because the lender will have to accept or reject any offer (not you). Normally, if you have mortgage insurance, the lender agree to a sale short, since the difference will be refunded by the mortgage insurance company. if not, the lender can file a deficiency of the sentence, but most likely it will do nothing more than send a 1099 in the amount of deficiency, which means you have to pay income taxes that since in fact the bank is "giving" the difference. although I think in December and the new IRS code exempts from paying taxes on that amount (consult a tax advisor).

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Permanent link to this article: http://carynelizabeth.com/blog/homes-for-sale-in-florida/

Aug 13

Small Business For Sale

debtfreedomination.com

[mage lang=”en|es|en” source=”flickr”]small business for sale[/mage]
How can companies Ph No permit for the type of SAEs? And what is the requirments needed?

I'm thinking put a small business concern of buying and selling agricultural products such as copra, vegetables and SEAFOODS.

Find all rules and regulations and download forms you need to present here: http://www.gov.ph/default.asp?mytab=3 http://www.gov.ph/cat_agriculture/default.asp http://www.gov.ph/ download / Hope this helps. Good luck with your business …

Business for Sale in Pensacola FL, Small Business, Business

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Permanent link to this article: http://carynelizabeth.com/blog/small-business-for-sale/

Aug 13

Credit Card Debt Reduction

  • August 13, 2010

credit card debt reduction– debtfreedomination.com
Form 982 Re cx insolvent mortgage debt (paid credit cards) and the reduction of attributes.?

The debt was $ 16,620 .. cx The leaf calculation shows assets insolvent fair market value $ 69,004. Liabilities $ 117,936. Insolvent amount $ 48,932. I have read the relevant publications, but needs help with the attribute reduction. I think it’s zero, but some said they can not be zero. Then I get confused. The original cost was $ asset 92 288, after cx liabilities is $ 101,316. But the fair market value used to determine the current insolvency is $ 69,004. Can you help me on how to calculate attribute reduction.

If you have made the calculation of insolvency correctly enter the $ 16,620 on line 2 and see Table 1b, as well as checking No to line 3. You may want to enter 1099-c with line 21 and a zero on line 21 to show that you have considered the canceled debt. If it was a mortgage debt you may not have longer active so it should not depreciate.

Best Credit Card Debt Reduction Solutions – Reduce Debts

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Permanent link to this article: http://carynelizabeth.com/blog/credit-card-debt-reduction/

Aug 11

Credit Card Debt

  • August 11, 2010

credit card debt– debtfreedomination.com
How to get out of credit card debt if you have to trust them to make ends meet every month?

Let’s say you get 1000 and 1050 have to pay for your credit card debt. You rely on your credit card (again) for additional 50 to your monthly expenses. What should do with this problem? Would it can take a loan? Financial gurus like David Bach say to pay the highest rate card first, but what should you do if you can not? Thanks

1. You have to stop using credit cards. Sell the car and use public transport. Stop TV cable. Get a local phone at a minimum price. Buy only vegetables and whole grains must be boiled to make cereal and casseroles. Do all your own cooking, without convenience foods. Stop buying new clothes. Microwave “oat bran” at work for lunch instead of a nice meal in a restaurant fashion. Do not buy magazines. Turn off air conditioning in summer and turn down the thermostat to 64 in the winter to save on fuel bills. Use only the cheapest products Wal-Mart. Do all these things so that your expenses are below their accounts. Now, paying the highest interest rates first. No “improve” their “style of life “until you have paid everything. My advice is” difficult “but necessary because you have dug a deep hole here. You need to live a surprisingly Simple, yet frugal life go to work every day and do not complain of it until it is free of debt. Cut the expenses. Cut, cut, cut.

Lower Credit Cards, Cedit Card Debt Settle / Settlement

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Permanent link to this article: http://carynelizabeth.com/blog/credit-card-debt-2/

Aug 11

Debt Consolidation

debtfreedomination.com

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Where I can find programs accredited debt consolidation?

I wonder where to find a reliable list of debt-relief/debt-settlement good reputation or consolidation of programs. Also I have to know where to find a complete list of all my debts (not just those in the report credit.) Thank you.

* For more than 50% of your debt negotiated away * become debt free as soon as possible * Avoid bankruptcy * reduce its total debt balance combined monthly payment * * affordable home ownership is not required *, no obligation free quote Visit this site http://Debt-Consolidation-USA.com Here you can get free estimate of all debt specialists are available in your area. It's free and quick

Debt Consolidation Options From Freedom Debt Relief

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Permanent link to this article: http://carynelizabeth.com/blog/debt-consolidation-6/

Aug 09

NetDivvy Marketing Mission

You have a dog that needs a haircut. The place you’ve been going to charges you $40.00 to cut the dog’s hair. You hear about a place that charges $25.00  for the same hair cut. So what do you do? Do you go back to the place you’ve been going out of loyalty? Do you call that place and tell them you can get the haircut for less and will they honor that price? Or do you just go to the place that’s less expensive?

This is a matter of your character and your answer says a lot about you.

Short range goals like saving money are good to have. Be faithful in the little things and you will be given responsibility over much.

For a long time, I didn’t have long range goals. Oh, I had dreams but not goals.  I didn’t want to disappoint myself by making a goal I couldn’t achieve.  But I found that if I set a goal that I knew I could achieve, then I’d feel glad when I did it. For instance… eat breakfast! That I can do. Sometimes I do it. Sometimes I don’t. But I know I can if I put my mind to it.

One goal I know I can achieve is to help you set goals you can achieve so that you don’t have to be discouraged by failure. You have so much potential. You deserve to have success in every area of your life.

This is part of my mission in life. Help others succeed in any area they want. Assist in making it happen for them. I’m for you. I’m here ready to provide materials, products and encouragement so that you can   have success in every area of your life: spirit, soul and body.

I will provide you with the best materials out there to meet every need, the cutting edge strategies to put you ahead of the rest, the best products that keep things simple and easy to make money with and products that yield high profits.  You are capable of greatness in every area of your life. Stick with me and let’s go!

Do you burn out when you over work?  I’ll show you how to balance your time and still be number one in your field.  Do you love to analyze so much you can’t make decisions? I’ll show you how to strategically make choices. Do you live to help others look good? I’ll let you in on the secrets of not getting taken for granted.  Do you want to make lots of money and have fun? I’ll show you products that make you lots of money so that you can take that trip to wherever you want and blow how much you want!

My mission is to become involved. I will no longer sit on the sidelines and let life pass me by.  You are important to me! Your success is important and attainable!

You may not want to succeed, but I doubt that. You may fear the unknown. That’s always a possibility. You may have lost a lot of money in other ventures. Many have. You may not want to follow someone else and reinvent the wheel instead.  I will tell you this, you don’t have to.

If you are willing to let me come along side you, you will absolutely not be disappointed. I promise you that. The stuff I have at my finger tips is unlike anyone else out there. It’s unique and absolutely sound.  I am partnering with the best of the best. Trust me. My success is directly related to your success… and your success is directly related to those you lead.

We lead by example. So I suggest you take advantage of everything I am offering you.  And trust me, you will not be disappointed.

What decision would you make regarding getting your dog’s hair cut? I know what I would do!

Best wishes always,

Caryn Elizabeth

Permanent link to this article: http://carynelizabeth.com/blog/netdivvy-marketing-mission/

Aug 09

Credit Card Debt Bankruptcy

  • August 9, 2010

credit card debt bankruptcy– debtfreedomination.com
the credit card debt and bankruptcy …..?

Since most of my unsecured debt on various credit cards, it would better to file bankruptcy and lose my chance to assets or maybe just let my credit cards in the collection are three because I can not pay? What can credit cards charge this debt, and a phone call intimidation and sending letters?

First, I loanques agree with you should try to negotiate with their creditors. Second, you can talk to them about Consumer Credit Counseling will work with you in contact with your creditors and get one months payment amount you can afford. He was also charged according to their income. Just realize that bankruptcy is the way be safer because it is under court protection. You should also recognize that in any case, your credit will be affected. Third, you can file bankruptcy, but I tell people that bankruptcy should be your last resort. Since bankruptcy laws have changed, may not be eligible to file the Chapter 7, which is liquidation. However, if you are in danger of losing their heritage. The other option is Chapter 13. If you are not eligible for the seven will tell you that a file Chapter 13. However, in your case, you just might want to ignore seven and go directly to the 13. People who have assets you want to save the general, Chapter 13. Chapter 13 Bankruptcy is a plan for payment of the debt owed by the office of the Trustee. The office of the Trustee disburses your monthly payments to your creditors. There will be a monthly fee to the Trustee, a bankruptcy filing fee, and you have to find a lawyer to handle your case. Depending your situation, you can get by with paying only a portion of your credit card debt alternative. If you decide to file Chapter 13 with a law suit bankruptcy law. Do not be an independent attorney to handle your case because he or she will be charged too. You can take up to 60 months to pay back creditors. The good thing is that Chapter 13 creditors are forbidden to turn in a higher interest once for bankruptcy. Depending on your state, you can call your courthouse federal or visit for details. Hope this helps! Good luck!

Credit Card Debt, Bankruptcy,& personal finance for doomers

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Permanent link to this article: http://carynelizabeth.com/blog/credit-card-debt-bankruptcy/

Aug 08

Online Debt Consolidation

online debt consolidation– debtfreedomination.com
Can I use a debt consolidation student loans for personal use?

I researched online and I’m still not clear how this works. I really need a personal loan to help with some other bills and I am not able to take my classes. Now I’m on my loan deferrment federal and not do credit checks or anything of a consolidation loan. Just curious.

Depending on what type of consolidation student loan. Private (financial institutions) may agree to include consolidation of personal debts in the loan. Good luck!

Apply For Loans Online Debt Consolidation and Credit Counseling One Solution to Bad Credit

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Permanent link to this article: http://carynelizabeth.com/blog/online-debt-consolidation-2/

Aug 07

Training You To Be The True Entrepreneur

Our training is focused on being a “complete entrepreneur” and earning as much money as possible using multiple streams of income through a primary network marketing business, affiliate products and the Netdivvy Online Marketing training system itself. They teach you to generate leads, sign people up in your primary business better than anyone. They also give you the ability to make money from leads that don’t join your primary opportunity by giving people a funded proposal where you can earn money in a number of different ways all from people taking advantage of the company’s training and marketing tools and again all for FREE.

Permanent link to this article: http://carynelizabeth.com/blog/hello-world/

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